In most states, it is mandatory to have motorcycle insurance if you want to ride on public roads. Each state sets its own requirements for minimum coverage levels, but typically, you'll need liability coverage, which pays for damages you may cause to others if you're at fault in an accident.

Most motorcycle insurance policies in the USA include liability coverage, which is required by law in most states. You can also choose to add additional coverage, such as collision and comprehensive coverage, as well as coverage for accessories and custom parts.

It's important to shop around and compare rates and coverage from multiple insurance companies to find the best policy for your needs and budget.