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Why do I need Business insurance?
Businesses need business insurance because it helps cover the costs associated with property damage and liability claims. Without business insurance, business owners may have to pay out-of-pocket for costly damages and legal claims against their company. Depending on the incident, this could be a financially devastating scenario for business owners. In some states, businesses are required to have specific types of business insurance.
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Business insurance is a broad category of insurance coverages designed for businesses. It is also called commercial insurance. Businesses buy insurance to protect themselves against financial losses resulting from lawsuits or physical damage to company-owned property. A business that has no insurance may be unable to continue operating after a loss occurs.
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Importance of Business Insurance Coverage
In most states, your business needs certain coverages, like workers’ compensation insurance and unemployment insurance, to operate.
Liability insurance is also important because without it, you’d have to pay out of pocket for any legal claims filed against you.
